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Specialist advice from a team of epilepsy life insurance experts

Life insurance is an insurance policy that provides peace of mind. It means that dependants will be financially provided for in the unfortunate event of your death. There is no guaranteed payout, as there no guarantee that you will die - similarly with car insurance, it is there 'just in case' and provides comfort in knowing your loved ones will not suffer any financial hardship if you are no longer around.

The number one reason to get life insurance is to provide financial protection for your dependents to lessen the devastating effects when a household's earnings suddenly cease. Daily struggles include, but aren't limited to, paying the mortgage and household bills, any outstanding debts and long-term saving towards university or retirement. Life insurance offers a practical solution and peace of mind for loved ones to enable them to continue life without financial worries or burdens.

Sometimes life insurance is obligatory, however, as many lenders will insist on it to cover the cost of a mortgage on a property in the event of your death.

It can be a confusing process to try and find the right epilepsy life insurance cover for your needs. Depending on the severity of your condition, whether you have had surgery and the nature of your seizures, some insurers may be cautious about accepting an application. All insurers have to underwrite applications they receive from customers looking for epilepsy life insurance, and need to assess their level of risk. If for example you have had to go to hospital as a result of your epilepsy, or have had surgery to remedy your epilepsy, you may be considered a high risk case. That said, if you have had surgery and the number of seizures you have experienced since having the procedure has significantly reduced, insurers may see this in your favour.

Every epilepsy life insurance application is different. With iLL's matching service, we can help you compare the market and find the right insurer for your personal circumstances.

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OPT Financial works on a Face-to-Face model, meaning we sit down with each individual customer and completed the process with them at a time and date (and location) to suit them.

We are experts in protection for high-risk customers and we have access to all the major insurance providers as well as specialist providers, and we have access to bespoke products specifically designed for our customers needs, so we can find you the best cover possible.

We offer clients full advice and make recommendations for life insurance to our clients to ensure that your financial needs are properly covered. As an independent life insurance specialist, we offer products from Whole Market as well as some specialist providers not available through standard companies.

Let Epilepsy Life help you save money on life insurance.

1. Complete our form

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3. Get Covered

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